Buying your first home is both exhilarating and stressful. It is likely the biggest, most expensive decision you’ve ever had to make. Choosing your home should be the fun part. Let us help you with the necessary process of choosing your mortgage. Mortgage Fit specializes in helping first time home buyers simplify the financial side of making the place your home.
We take the guesswork out of the many requirements you need to qualify for your first mortgage. We assess your credit score, income streams, down payment and debt load so that lenders are assured of your capacity to be responsible for your mortgage payments.
Mortgage Fit helps you with:
- Initial budgeting
- Reviewing government programs you might have access to
- Presenting you with mortgage options offered by various lenders
- Clarifying amortization options like fixed vs. variable rates, term durations, etc.
- Connecting you to professional experts including lawyers, insurance brokers, realtors and more
- Reviewing the total costs involved with buying and owning a home
- Creating a strategy to help you pay down your mortgage quicker and build equity